| COUNTRIES | MINIMUM INVESTMENT | KEY BENEFIT | DEPENDENTS | RESIDENCE REQUIREMENT | PATH TO CITIZENSHIP |
|---|---|---|---|---|---|
| 🇲🇹 Malta |
EUR 169,000 mixed capital requirements | Permanent residence in an EU country and visa-free travel across Europe’s Schengen Area | Spouse or partner, dependent children, parents, and grandparents (up to four generations) | No mandatory residence requirement | Eligible to apply after 5 years |
| 🇵🇹 Portugal |
EUR 250,000 | Right to live, work, and study in Portugal and visa-free travel in Europe’s Schengen Area | Spouse, dependent children, and dependent parents | 14 days in the first two years, 21 days in the subsequent three years | Eligible to apply after 5 years (dual citizenship permitted) |
| 🇮🇹 Italy |
From EUR 250,000 to EUR 2 million depending on investment type | Right to live, work, and study in Italy and visa-free travel across Europe’s Schengen Area | Spouse, children, and dependent parents | No permanent stay required | Eligible to apply after 10 years (4 years for EU citizens) |
| 🇬🇷 Greece |
From EUR 250,000 (specialised real estate; EUR 400,000-800,000 for standard real estate depending on location) | Freedom of travel to Greece and Europe’s Schengen Area | Spouse, children under 21, and parents of the main applicant and spouse | No requirement to reside in Greece | Eligible to apply after 7 years |
| 🇲🇨 Monaco |
EUR 500,000 bank deposit (no minimum real estate investment) | No income tax, capital gains tax, or wealth tax. Visa-free travel across the Schengen Area | Spouse or partner and financially dependent children | At least 3 months per year for temporary cards; 6 months for privileged cards | Eligible to apply after 10 years (dual citizenship NOT permitted) |
| 🇫🇷 France |
From EUR 30,000 (entrepreneur) or EUR 300,000 (business investor) | 4-year residence permit with full work rights. Visa-free travel across the EU and Schengen Area | Spouse and dependent children under 18 (full work rights for spouse) | Flexible – genuine ties to France required for permanent residence | Eligible to apply after 5 years (B2 French and civic exam required; dual citizenship permitted) |
| 🇩🇪 Germany |
EUR 13,092 blocked account (Chancenkarte) or no investment (Blue Card with job offer) | Access to Europe’s largest economy. Visa-free travel across the EU and Schengen Area | Spouse (immediate work rights with Blue Card), children, parents and in-laws | Full residence required. Blue Card PR in 21 months | Eligible to apply after 5 years (B1 German and naturalisation test; dual citizenship permitted) |