Key Advantages of Malta Residence by Investment

Visa-free travel

Visa-free travel within Europe's Schengen Area (26 countries) with your Maltese residence permit

Family inclusion

Include your spouse, children, parents, and grandparents — up to four generations in one application

No minimum stay

No requirement to reside in Malta to maintain your permanent residence permit

English speaking

English is an official language in Malta, eliminating language barriers for daily life and business

Permanent residency

Receive a permanent residence certificate valid for life, renewable as long as the investment is maintained

Tax advantages

Malta offers an efficient tax system for residents, with no tax on worldwide income for non-domiciled residents

Right to work

Ability to apply for a work permit in Malta and conduct business within the EU

Safety and stability

Malta has one of the lowest crime rates in Europe, with a stable political and economic environment

MPRP — Property Rental MPRP — Property Purchase Citizenship by Merit Student Pathway
Benefits Requirements Procedure Citizenship

MPRP — Property Rental

The Malta Permanent Residence Programme (MPRP) Property Rental option provides a pathway to permanent European residency without the need to purchase property. By renting a qualifying property in Malta for a minimum of five years and making the required government contributions, applicants and their families receive a permanent residence certificate valid for life.

Requirements

The MPRP Property Rental programme allows non-EU nationals to obtain permanent residency in Malta through a qualifying property rental and government contributions.

Financial requirements:

1) Property rental: Minimum annual rent of EUR 14,000 per year for at least five years

2) Government contribution: EUR 37,000 (non-refundable)

3) Charitable donation: EUR 2,000 to a registered Maltese NGO

Additional requirements:

1) The applicant must be a non-EU/EEA national aged 18 or over
2) A clean criminal record
3) Private health insurance valid in Malta and the EU
4) Proof of financial self-sufficiency — capital assets of at least EUR 500,000 with a minimum of EUR 150,000 in financial assets
5) All qualifying investments must be maintained for a minimum of five years
6) After 5 years, applicants must continue to rent a property to maintain a residential address
7) Applications must be submitted through a Licensed Agent registered with the Residency Malta Agency

Process and Procedure

The processing time for this programme is approximately 4–6 months from the date of application.

Step 1: Initial consultation with MA Consultants to assess your eligibility and discuss your requirements

Step 2: Preliminary due diligence check to assess the likelihood of approval

Step 3: Submission of the MPRP application to the Residency Malta Agency through our licensed agents

Step 4: Due diligence and background checks conducted by the Residency Malta Agency

Step 5: Letter of Approval in Principle issued — you then have 8 months to complete the qualifying investments (property rental, government contribution, and NGO donation)

Step 6: Travel to Malta for biometric data collection

Step 7: Issuance of your permanent residence certificate and residence cards

MA Consultants will manage the full process from initial consultation through to the issuance of your residence certificate, working with our licensed agents in Malta.

Citizenship

The MPRP grants permanent residency, not citizenship. However, long-term residents may later pursue naturalisation under applicable Maltese laws if independently eligible.

Malta also offers a separate Citizenship by Merit route for individuals who can demonstrate exceptional contributions to Malta or humanity in fields such as science, innovation, arts, culture, entrepreneurship, or philanthropy. This route is discretionary and assessed on a case-by-case basis by the Minister.

Malta allows dual citizenship.

Benefits Requirements Procedure Citizenship

MPRP — Property Purchase

The Malta Permanent Residence Programme (MPRP) Property Purchase option provides a pathway to permanent European residency through direct property ownership in Malta. By purchasing a qualifying property and making the required government contributions, applicants and their families receive a permanent residence certificate valid for life, with the added benefit of property ownership and potential rental income.

Requirements

The MPRP Property Purchase programme allows non-EU nationals to obtain permanent residency in Malta through a qualifying property purchase and government contributions.

Financial requirements:

1) Property purchase: Minimum EUR 375,000 for a residential property anywhere in Malta or Gozo. The property must be owned for a minimum of 5 years

2) Government contribution: EUR 37,000 (non-refundable)

3) Charitable donation: EUR 2,000 to a registered Maltese NGO

Additional requirements:

1) The applicant must be a non-EU/EEA national aged 18 or over
2) A clean criminal record
3) Private health insurance valid in Malta and the EU
4) Proof of financial self-sufficiency — capital assets of at least EUR 500,000 with a minimum of EUR 150,000 in financial assets
5) The property may be rented out immediately for income
6) All qualifying investments must be maintained for a minimum of five years
7) Applications must be submitted through a Licensed Agent registered with the Residency Malta Agency

Process and Procedure

The processing time for this programme is approximately 4–6 months from the date of application.

Step 1: Initial consultation with MA Consultants to assess your eligibility and discuss your property preferences and budget

Step 2: Preliminary due diligence check to assess the likelihood of approval

Step 3: Submission of the MPRP application to the Residency Malta Agency through our licensed agents

Step 4: Due diligence and background checks conducted by the Residency Malta Agency

Step 5: Letter of Approval in Principle issued — you then have 8 months to complete the qualifying investments (property purchase, government contribution, and NGO donation)

Step 6: Property selection, legal due diligence, and completion of the purchase with the assistance of our Malta-based team

Step 7: Travel to Malta for biometric data collection

Step 8: Issuance of your permanent residence certificate and residence cards

MA Consultants will manage the full process from initial consultation through to the issuance of your residence certificate, working with our licensed agents in Malta.

Citizenship

The MPRP grants permanent residency, not citizenship. However, long-term residents may later pursue naturalisation under applicable Maltese laws if independently eligible.

Malta also offers a separate Citizenship by Merit route for individuals who can demonstrate exceptional contributions to Malta or humanity in fields such as science, innovation, arts, culture, entrepreneurship, or philanthropy. This route is discretionary and assessed on a case-by-case basis by the Minister.

Malta allows dual citizenship.

Benefits Requirements Procedure

Citizenship by Merit

Malta's Citizenship by Merit programme, established under Act XXI of 2025, offers a pathway to full Maltese and EU citizenship for individuals who can demonstrate exceptional contributions to Malta or humanity. This merit-based route replaced the former investment-based citizenship programme following the European Court of Justice ruling in April 2025. Citizenship is granted at the discretion of the Minister based on the applicant's demonstrated value and contribution to Malta's national interest.

Requirements

Malta's Citizenship by Merit is governed by the Maltese Citizenship Act (Cap. 188), as amended by Act XXI of 2025. The Minister may grant citizenship to any person who renders or has rendered exceptional service to Malta or to humanity, or whose naturalisation is considered to be of exceptional interest to Malta.

Qualifying criteria — applicants must demonstrate exceptional merit in one or more of the following areas:

1) Science and innovation
2) Arts, culture, and heritage
3) Entrepreneurship and job creation
4) Philanthropy and projects in the public interest
5) Other fields aligned with Malta's Vision 2050 strategy

Additional requirements:

1) Demonstrable ties to Malta (business, cultural, or philanthropic)
2) Endorsements by a designated competent body where required
3) A clean criminal record and robust due diligence checks
4) There is no fixed minimum financial contribution — each case is assessed on overall merit, credibility, and national interest
5) The applicant must maintain legal residence in Malta during the application process

Process and Procedure

The citizenship by merit process is thorough and discretionary. Processing times vary depending on the complexity of the application.

Step 1: Initial consultation with MA Consultants to assess whether your profile may qualify under the merit-based criteria

Step 2: Preparation of a detailed proposal letter documenting your exceptional contributions and ties to Malta

Step 3: Submission of the application to the Community Malta Agency, endorsed by competent bodies where applicable

Step 4: Independent Evaluation Board reviews the application and makes a recommendation to the Minister

Step 5: Robust due diligence checks confirming the applicant's background and integrity

Step 6: Ministerial decision — approval is discretionary and based on the overall merit of the application

Step 7: Oath of Allegiance and issuance of Maltese citizenship

A temporary residence permit may be issued during the application process, allowing you to reside in Malta and travel within the Schengen Area while your application is being assessed.

MA Consultants will work with you to position your application and manage the process with our team in Malta.

Benefits Requirements Procedure

Student Pathway

Malta's Student Pathway offers international students the opportunity to study at accredited institutions in an English-speaking EU country, with the added benefit of Schengen Area access. With affordable tuition fees, a high quality of life, and post-study work options, Malta provides an attractive route for students seeking a European education and potential long-term residency.

Requirements

Malta offers undergraduate and postgraduate study options for international students at accredited institutions.

Undergraduate programme (3 years):

1) Tuition fees from approximately EUR 13,000 per year
2) Students receive both a UK-accredited degree and a European-accredited degree
3) Duration: 3 years full-time
4) Student visa (Schengen Type D) for the duration of the course

Masters programme (1 year):

1) Tuition fees from approximately EUR 6,500 per year
2) Students receive both a UK-accredited degree and a European-accredited degree
3) Duration: 1 year full-time
4) Upon completion, graduates receive an additional period to seek employment and switch to a work/sponsorship visa in Malta

General requirements:

1) Acceptance letter from a recognised Maltese educational institution
2) Proof of tuition fee payment or deposit
3) Proof of financial resources (minimum bank balance of approximately EUR 9,000–10,000 in addition to tuition fees)
4) Proof of accommodation in Malta
5) Private health insurance
6) A clean criminal record

Process and Procedure

The student visa process is straightforward, with Malta known for its high visa approval rates.

Step 1: Initial consultation with MA Consultants to discuss your academic goals and suitable programmes

Step 2: Application to your chosen institution in Malta — our team will assist with the application process

Step 3: Upon receiving your acceptance letter, apply for a Malta Student Visa (Schengen Type D for courses over 90 days)

Step 4: Prepare the required documents including proof of finances, accommodation, and health insurance

Step 5: Submit your visa application — processing typically takes 4–8 weeks

Step 6: Upon arrival in Malta, apply for a temporary residence permit for the duration of your studies

After graduation: Graduates may apply for a post-study work period to seek employment and switch to a sponsorship/work visa in Malta. Students can also work part-time (up to 20 hours per week) after the first 90 days of their studies.

MA Consultants will guide you through the entire process from course selection to visa issuance.

Residency Areas

Monaco

Residence in 120

Minimum investment - 500,000 EUR

Visa free travel to Schengen Area

Read more

Greece

Residence in 3–9 months

Minimum investment - EUR 250,000

Visa free travel to Europe's Schengen Area

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Portugal

Residence in 12–18 months

Minimum investment - EUR 170,000

Visa free travel to Europe's Schengen Area

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Italy

Residence in 3–6 months

Minimum investment - EUR 50,000

Visa free travel to Europe's Schengen Area

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Malta

Residence in 4–6 months

Minimum investment - EUR 375,000

Visa free travel to Europe's Schengen Area

Read more